The Evolving Role of AI in Real Estate Regulation

Artificial intelligence is no longer a distant concept. It's here, influencing the way business is conducted, data is managed, and consumers interact with the real estate market. As regulators, we are being called to understand not only the potential of these tools but also their implications for fairness, transparency, and consumer protection.

Across the country, new legislative proposals are beginning to take shape. From Georgia and New York to California and Connecticut, lawmakers ...

AI & Real Estate Legislation Watch

Lawmakers are introducing new measures to govern how artificial intelligence is used in housing and real estate. Here’s a snapshot of recently filed bills shaping regulatory oversight:

Dear Regulator: Be More Than the Umpire — Be the Coach

Dear Regulator,

It’s against the backdrop of postseason baseball that I write this message, hoping the parallels I draw between real estate and compliance resonate with others.

If you know October baseball, you know the stakes are high. In the playoffs, every move counts and is analyzed. Umpires stand tall behind the plate, night after night. Depending on the call, they’re either the hero or the villain, but always the final word.

Regulators are often seen as umpires, ...

Massachusetts Finalizes Key Amendments to Mortgage and Lending Regulations

On September 23, the Massachusetts Division of Banks finalized sweeping amendments to three cornerstone regulations: the Small Loans Law, the Truth in Lending Act, and the Mortgage Lender and Broker Licensing Law. These changes mark a significant evolution in the state’s oversight of mortgage lending and consumer finance, with direct implications for regulators and licensees nationwide.

The revised framework introduces expanded financial-responsibility reviews. The Commissioner may now ...

Ohio’s Property Tax Reform Proposals Signal Key Implications for Regulators

In response to mounting concerns over rising property taxes, Ohio’s Property Tax Working Group has released a comprehensive set of recommendations aimed at improving transparency, easing taxpayer burdens, and enhancing local government accountability. For regulators, this initiative offers a blueprint for balancing fiscal responsibility with equitable tax policy.

The group, convened by Governor Mike DeWine and composed of county officials, school leaders, and policy experts, met ...